state efforts

Twenty four other states have already passed laws requiring insurance coverage of children’s hearing aids. Efforts are underway in at least twelve more.

Quick Link: All State Insurance Mandates for Hearing Aids HERE.


*A legislation requiring that each individual, group, and blanket health insurance contract, provide:

*coverage per individual hearing aid, per ear for children covered as a dependent by the policy holder;

*minimum $1,500 up to $3,000 per hearing impaired ear, every 36 months, for hearing aids for children up to age 18;

*coverage to include fitting and dispensing services, including providing ear molds as necessary to maintain optimal fit;

*the option for the insured to choose a higher priced hearing aid and pay the difference in cost; and

*the requirement that hearing aids be prescribed and dispensed by a licensed audiologist.

financial impact

Financial impact of hearing aid coverage:

Sample research on existing states with hearing aid insurance bills and the financial impact to residents is below. Note: Price differences are a result of states having varying coverage amounts, age limits covered, etc.Nevertheless, the benefit often costs less than a penny a day.

North Carolina: $.39 cents annual increase in insurance premium on insured residents. Click here for details.

Wisconsin: $0.17 cents per privately insured person, per month for both hearing aids and cochlear implants.

Virginia: $0.42 to $1.20 median estimate increase on health insurance premiums for standard and group optional coverage.

California: $0.03 average per member per month health insurance premium increase. Click here for details.